phd loans for international students in uk

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Doctoral Loan

How to apply.

You can apply now for courses that start or started in the following academic years:

2024 to 2025
2023 to 2024

Check whether you’re eligible before you apply.

You only need to apply once for the Postgraduate Doctoral Loan. Student Finance England will write to you in the summer to tell you how much you’ll get in the next academic year.

You will not be eligible for an Adult Dependants’ Grant, a Childcare Grant or Parents’ Learning Allowance from Student Finance if you’re studying a doctoral course.

Apply online

If you’ve taken out a loan with Student Finance England before, use your account to apply .

If you do not already have one, set up an account .

Apply by post

If you cannot apply online, apply by post – the address is on the form.

Courses that start in the 2024 to 2025 academic year

Fill in the ‘Postgraduate Doctoral Loan application form - 2024 to 2025’

Read the ‘Terms and conditions - 2024 to 2025’

Courses that started in the 2023 to 2024 academic year

Fill in the ‘Postgraduate Doctoral Loan application form - 2023 to 2024’

Read the ‘Terms and conditions - 2023 to 2024’

Courses that started before 1 August 2023

Contact Student Finance England Postgraduate Loan Team if you cannot apply online.

Read the student finance privacy notice to find out how the information you provide will be used.

When to apply by

The deadline for applying depends on when you start your course.

You need to apply within 9 months of the first day of the last academic year of the course.

The academic year

The academic year is a period of 12 months.

If your course started on 17 October 2022 and you’re studying for 3 years, you need to apply before 31 May 2025.

Proof of identity

If you’re a UK national, include your valid UK passport details in your application. If you cannot apply online or need to send the details afterwards, fill in the passport details form for the year your course starts. Do not send the passport itself.

If you do not have a UK passport (or it has expired), send your original birth or adoption certificate to Student Finance England.

Include your name and address. You should also include your customer reference number if you have one. This is an 11-digit number. You can find it on letters or emails you’ve had from Student Finance England.

Fill in the ‘UK passport details form - 2024 to 2025’

Fill in the ‘UK passport details form - 2023 to 2024’

If you have a different nationality or you live outside the UK

You need to provide details from one of the following when you apply:

national identity card

biometric residence card

biometric residence permit

Supporting information

You should use the evidence return form for extra information to support your application, for example evidence of your residency status.

You may also be asked to complete the UK employment status form.

Fill in the ‘Document return form - 2024 to 2025’

Fill in the ‘UK employment form - 2024 to 2025’

Fill in the ‘Document return form - 2023 to 2024’

Fill in the ‘UK employment form - 2023 to 2024’

Change an application

Use your online account to change your personal details, for example bank or contact details. Contact Student Finance England directly if you do not have an account.

Change the amount you’ve asked for

Use the loan request form to change the amount you’ve applied for - you cannot do this online.

Courses that start in the 2024 to 2025 academic year:

Fill in the ‘Loan request form - 2024 to 2025’

Courses that started in the 2023 to 2024 academic year:

Fill in the ‘Loan request form - 2023 to 2024’

Other changes

Use the change of circumstances form if you need to change any other details, for example your university or course. You cannot do this online.

Fill in the ‘Change of circumstances form - 2024 to 2025’

Fill in the ‘Change of circumstances form - 2023 to 2024’

Taking a break or withdrawing from your course

Contact Student Finance England Postgraduate Loan Team and your institution straight away if you need to withdraw from your course. It may affect your future payments and eligibility for funding.