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Mathematics Personal Statement Examples

Hopefully, these examples of Mathematics Personal Statements will help you create a unique statement for your UCAS application . 

I have always been fascinated by the world of mathematics and its ability to explain and understand complex phenomena in the world around us. From a young age, I have been drawn to the beauty and elegance of mathematical concepts and their ability to provide answers to some of the most challenging questions we face.

At school, I have excelled in mathematics, consistently achieving top grades in my exams and regularly participating in extra-curricular math competitions. I have particularly enjoyed studying topics such as calculus, algebra, and geometry, and I have found that my natural aptitude for problem-solving has allowed me to excel in these areas.

In addition to my passion for mathematics, I have also developed a strong interest in computer science. I have taught myself several programming languages and have enjoyed using these skills to create my computer programmes and simulations. I believe that the combination of my mathematical knowledge and computer programming skills would make me an ideal candidate for a degree in mathematical sciences.

As a university student, I am eager to continue exploring the fascinating world of mathematics and to push myself to the limits of my abilities. I am confident that a degree in mathematical sciences would provide me with the knowledge and skills necessary to pursue a successful career in this exciting and rewarding field.

I am applying to your university because I believe that it offers an outstanding programme in mathematical sciences, with a strong emphasis on both theoretical and practical applications. I am particularly impressed by the diverse range of research opportunities available, and I am eager to participate in cutting-edge research projects that will challenge and inspire me.

As a student with a passion for mathematics, I am excited at the prospect of studying at such a prestigious institution and I am confident that your programme would provide me with the knowledge and skills necessary to pursue a successful career in this field.

At school, I have consistently achieved top grades in my mathematics exams, and I have regularly participated in extra-curricular math competitions. I have a particular interest in topics such as calculus, algebra, and geometry, and I have found that my natural aptitude for problem-solving has allowed me to excel in these areas.

In addition to my passion for mathematics, I have also developed an interest in computer science. I have taught myself several programming languages and have enjoyed using these skills to create my computer programmes and simulations. I believe that the combination of my mathematical knowledge and computer programming skills would make me an ideal candidate for your degree programme.

As a university student, I am eager to continue exploring the fascinating world of mathematics and to push myself to the limits of my abilities. I am confident that a degree from the University of Cambridge would provide me with the knowledge and skills necessary to pursue a successful career in this exciting and rewarding field.

I am particularly impressed by the wide range of research opportunities available at your university, and I am eager to participate in cutting-edge research projects that will challenge and inspire me. I am also excited by the opportunity to study at such a historic and prestigious institution, and I believe that the intellectual environment at Cambridge would be the perfect place for me to grow and develop as a student.

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Mathematics Personal Statement Guide

Your Personal Statement plays a crucial role in your mathematics university application , as i t’s the first chance you have to introduce yourself as an individual to the admissions tutors .

Y ou can demonstrate your passion to study maths, show the contribution you would make to the cohort, and prove that you have the abilities and motivation to receive an offer.   

A lot of applicants struggle to write personal statements. It’s difficult to balance writing about academic interests with personal achievements, keep everything relevant to the maths courses you’re applying to, and fit it all within just over one A4 page of text.   

To help you get on the right track, our Personal Statement Guide takes you through everything you need to know to create a great maths personal statement :  

• Why are Personal Statements Important?
• What Should I Include in a Mathematics Personal Statement?  
• What Should I Avoid in a Mathematics Personal Statement?  

Advice on How to Start a Mathematics Personal Statement  

Advice on how to finish a mathematics personal statement  .

Why are Personal Statements Important?  

The personal statement is a written piece that you submit as part of your UCAS application. You write and submit one statement that is sent to all of your university choices, and it must fit within either 4,000 characters or 47 lines in the UCAS form (whichever limit you reach first).   

The personal statement gives Admissions Tutors a feeling of who you are as a potential student. It gives a personality to the rest of your application and helps universities decide between applicants with very similar qualifications , based on who they think is best suited to the course.   

As an applicant, you have to check certain boxes in your personal statement. You have to prove that: you have the skills to succeed on the course, you are academically curious about mathematics , and you are motivated and passionate about studying mathematics at a high level .    

This means that a successful mathematics personal statement needs to be unique, interesting, and packed full of specific interests that you have within the field of maths. If you’re applying to Oxbridge or other top-level universities, you especially need to make sure the statement is focused on your academic interests and only includes maths-relevant achievements.   

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What Should I Include in a Mathematics Personal Statement ?  

A mathematics personal statement needs to cover your passion for studying maths, your academic achievements and experiences relating to maths, and your specific interests or evidence of research you’ve done within the field of math ematics.   

Passion for Studying Maths 

You need to demonstrate your passion and motivation without being general or telling a long story.   

Begin by thinking about why you decided you wanted to study maths? Perhaps you’ve always loved working with numbers, maybe you want to use maths to solve engineering or mechanical problems, or maybe you find beauty in the logic and process of pure maths proofs?   

Whatever the reason may be, it should be unique to you and a genuine reflection of why you love maths. 

Academic achievements and experiences  

You should think about what you are proud of having completed in your mathematics career so far. This could be ‘proper’ achievements like winning a maths competition or receiving a school prize, or it could be more personal, like persevering at solving a difficult problem.   

When it comes to experiences, this could be anything provided you can link it to maths (either directly or indirectly). Think about transferable skills here; for example, undertaking a law internship could be relevant if it involved lots of data handling and statistical work, as well as analytical and critical thinking.   

Specific interests and evidence of research  

The point of this element is to show that you have thought about maths beyond the classroom.   

You could discuss interesting academic books you have read, relevant news stories that relate to or involve maths, or multimedia sources like documentaries, films, or TV programmes that in some way relate to or have inspired you to pursue mathematics.   

Rather than producing a list of sources, you should pick some key examples and discuss them in depth: get to the heart of the mathematic principles involved, and engage with them on a personal level. Not only will this make for a good personal statement, but it will also help prepare you for Oxbridge interviews .

What Should I Avoid in a Mathematics Personal Statement ?  

Do not be wishy-washy with your statements . Rather than saying that you have always loved maths, perhaps explain how numbers or equations fit into your world view; rather than saying you like a particular mathematician, discuss their specific contributions and how they have inspired your maths journey.   

Being specific and digging down into the academic side of maths is what is really going to impress admissions tutors.   

Avoid cliched statements like the plague . Even though you are passionate about maths, don’t state “I am passionate about maths”; find a less cliched way to say it instead.   

Your statement might require several drafts to ensure the language is interesting yet accurate, but it’s worth it: if you came up with something in a minute, then it’s likely so did lots of other applicants.  

Don’t be tempted to mention personal achievements that are not related or involve transferable skills relevant to maths. We understand that it’s tempting to include details of your Judo black belt, your gold Duke of Edinburgh award, or your prize for best history essay, but unless you can clearly argue its relevance to studying mathematics, then it won’t impress the tutors.

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There are a thousand different ways that you can begin a personal statement, which often makes it the most difficult part of the process.   

There’s one one-size-fits-all answer to this: some applicants begin with a quote from a mathematician that has inspired them, others start by discussing what inspired them to pursue maths at university, whilst others jump straight into a discipline that they find most interesting.   

The opening of the statement sets the tone for the entire personal statement , so it’s crucial that it’s in your own words and reflects your own personality; admissions tutors will be able to tell if it’s someone else’s words! If you’re struggling to find an opener, we recommend drafting the rest of the personal statement before coming back to write the introduction.   

This can help you have a better idea of what opening will best set the groundwork for the rest of the statement body.   

Knowing how to close out a personal statement can be just as difficult as beginning one. The final paragraph of your personal statement should round up the statement and summarise your dedication to maths and your academic interest.   

Like the opening, the final section of your personal statement will likely need a good few rewrites, so don’t feel disheartened if you haven’t captured it perfectly first time round.   

• What are some Tips for Writing a Strong Mathematics Personal Statement?
• How Long Should my Mathematics Personal Statement Be?
• What Kind of Extracurricular Activities Should I Include in my Mathematics Personal Statement?
• How Can I Tailor my Mathematics Personal Statement to the Oxford/Cambridge Course?

Getting started is one of the trickiest parts of the personal statement process. We recommend making a big list of everything you have done or are interested in to help focus your mind.   

Just because STEM subjects like maths seem less creative than other subjects, it doesn’t mean that your inspiration has to be stale. Prehaps try:  

• Watching films about maths or mathematics (the most famous examples are Good Will Hunting, Moneyball, and A Beautiful Mind ) to get you in the right frame of mind  
• Getting into a podcast about maths (Oxford University has one called The Secret of Mathematics )  
• Reading some accessible maths books (such as Humble Pi: A Comedy of Maths Errors by Matt Parker or The Simpsons and their Mathematical Secrets by Simon Singh)  

Remember to Keep note of the things you read, watch, and experience that inspire you as you do them; this will help make writing the statement easier.  

UCAS has strict limits for all personal statements: 4,000 characters or 47 lines on the UCAS form (whichever limit is reached first). This is roughly one to two sides of typed A4.   

This may feel like a lot of space, but once you get going you’ll realise that it’s not! We recommend using up the majority if not all the space given to you so that you give admissions tutors the best possible idea of who you are as a maths student.   

It can be difficult to decide what you should or shouldn’t include in a maths personal statement.   

As a general rule, if you include something, you must be able to relate it to maths – either through its content or through transferrable skills.   

For example, if you spent time working as a maths tutor or competed in maths competitions, then clearly these are relevant. However, the link you find can be more creative than this: perhaps you have studied multiple languages which exercises your skills at pattern-spotting, or maybe you have won a critical thinking essay competition which demonstrates your problem-solving skills?   

The key is to think outside of the box, and for every activity you mention, clearly state how it links to important maths-related skills.   

Tailoring a personal statement to any one course is difficult, since the same statement is sent by UCAS to all of your university choices (of which you have up to five). This means that you should not directly mention the specifics of any one course, since it signals to other universities that you are not considering their course as your main option.   

Instead, we recommend targeting Oxbridge through the style of your statement: keep it tight to the academic study of maths and demonstrate your analytical skills.   

Showing that you’ve researched maths outside of school to a high level, and leaving out any personal interests that don’t relate to maths, is a good way to keep Oxbridge tutors interested.

Book your Mathematics Personal Statement Package

You can contact our Oxbridge-graduate Consultants on +44 (0) 20 7499 2394 or email [email protected] to discuss our personal statement packages.  

If you’d like to know more about Mathematics, we have admissions test guidance and interview preparation readily available.  

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Successful Personal Statement For Cambridge Mathematics And Physics

Last Updated: 6th April 2022

Author: Rob Needleman

Table of Contents

Welcome to our popular Personal Statement series where we present a successful Personal Statement, and our Oxbridge Tutors provide their feedback on it. 

Today, we are looking through a Mathematics and Physics applicant’s Personal Statement that helped secure a place at Cambridge University. The Mathematics and Physics Course at Cambridge offers the opportunity to study a wide range of subjects: everything from abstract logic to black holes.

Read on to see how this strong Personal Statement addresses both maths and physics to showcase a high level of their ability. 

Here’s a breakdown of the Personal Statement:

SUCCESSFUL?

The universities this candidate applied to were the following:

INTERVIEW + REJECTED

Enrolling on our Oxbridge Maths comprehensive Programme will give you access to Personal Statement redrafts. 

Your tutor will give you actionable feedback with insider tips on how to improve and make your Personal Statement Oxbridge quality for the best chances of success.  

Mathematics And Physics Personal Statement

Since childhood, I’ve always loved complex puzzles, logical problems and challenges. Later on I discovered mathematics and physics which offered a lot of interesting problems and I enjoyed spending time on them. I loved the fact that real-life events, such as throwing a ball, could be described by a virtual language created by humans. However the most impressive fact for me was when I discovered that mathematicians and physicists can predict events just by solving equations. That’s is when I decided that maths and physics are what I want to do in life to contribute to the world.

Even though my passion in mathematics started very early, I have struggled to get to where I am now. When I got into Bratislava’s best gymnasium in mathematics I found myself at a position I had never been before. That was the first time I wasn’t the best in mathematics in our class, in fact I was one of the weaker students in this field. However over time I made my way to the top, but I still couldn’t surpass my classmates. When I got to the 5th grade, I realized why I didn’t succeed. That year we got a new mathematics teacher and she opened my eyes and showed me the beauty of maths. The most important thing that happened that year however was when I won the regional mathematics Olympiad and they invited me to KMS which is a camp for people interested in mathematics. There I realized that the school mathematics is just a fraction of the possibilities in this area. However the thing that I believe helped me in mathematics is that I started enjoying it. Rather than solving a Sudoku or crossword puzzle I was solving geometry problems. Since then I have won many prizes including bronze medals from the Middle European Mathematical Olympiad and the International Mathematical Olympiad.

Besides maths and physics I also love playing the piano and practicing Kung Fu. I have played the piano for 13 years and my personal favourites are Chopin’s Nocturnes. I may not be great at it, but playing the piano helps me relax and forget about my worries for a while. I practice Kung Fu mainly for health. My favourite style is Bagua. I learned that Kung Fu is not only a martial art, but a way of living. Besides Kung Fu and the piano, I also enjoy teaching kids interesting facts or problems in mathematics. During school, I teach a mathematics club and I want to teach the kids that mathematics isn’t just numbers.

Every summer I help organize a mathematics day camp for children. Mathematics may be the subject which I’m best at, but I don’t want to be ‘just a mathematician’ in the future. Since I was little, I’ve always wanted to do something great like solving global issues or inventing something useful, however I realize that it is very hard to achieve this with pure mathematics. People advised me to go study economics and financial mathematics so I could have a good job and earn money, but that is not what I want to achieve in life. My goal is to shape the world and make it a better place for future generations. This is the reason I want to study physics or engineering. I started doing physics two years ago and since then I participated and won some competitions including the Regional Physics Olympiad. To be better at physics I started reading Feynman’s lectures which helped me a lot, but also taught me that there is much to learn out there about the world. The reason why I want to study in the UK is because there are many opportunities compared to Slovakia. I have many friends who study there and heard from them that it’s an amazing experience. The most important fact, though, is that in the UK I can study and work with people who are ambitious. I know what I want to achieve in life, and even though I don’t yet know exactly how to get there or where ‘there’ will be, I believe that a UK university education will steer me in the right direction.

For more inspiration, take a look through our other successful Personal Statement a nalysis articles:

Successful Personal Statement For Natural Science (Physical) At Cambridge

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Download our Free Personal Statement Starter Guide 

Good Points Of The Personal Statement

This is a very good statement. The statement is well-written and structured. The student describes their life experiences without making the statement sound like a list of achievements. This is achieved because the student explains every experience described, rather than listing their life experiences with no context. It is clear that the student has many talents and achievements, and these are stated in a humble manner that does not make it seem as though the student is bragging. It is clear that the student is aware of the significance of their decision to study outside of their native homeland and the challenges that this will bring. The student explains their reasons for applying to study a dual honours course and does not neglect either discipline.

Bad Points Of The Personal Statement

The student uses the word ‘gymnasium’ instead of school/college. Whilst this may be the term used in Slovakia, in the UK a ‘gymnasium’ is a place where people exercise and its use in this statement is somewhat confusing. The way in which the student writes about their personal experiences makes the statement sound somewhat like an autobiography.

UniAdmissions Overall Score:

★ ★ ★ ★ ★ 

This is a very good statement. The student clearly has personality and a high level of ability. Strange terminology used can be excused due to the fact that the student’s first language is not English, and that the vast majority of the statement is very well-written.

This Personal Statement for Maths and Physics is a great example of how to showcase a high level of ability. The candidate’s interest and achievements are clearly shown which is vital to Admissions Tutors.

Remember, at Cambridge, these Admissions Tutors are often the people who will be teaching you for the next few years, so you need to appeal directly to them.

You can find more successful personal statements and our expert guides on our Free Personal Statement Resources page.

Our expert tutors are on hand to help you craft the perfect Personal Statement for your Cambridge Mathematics and Physics application.

With our  Oxbridge Maths Premium Programme, we help you craft the perfect Personal   Statement , score highly on the STEP and teach you how to  Interview effectively .

Discover our  Oxbridge Maths Premium Programme  by clicking the button below to  enrol and triple your chances of success.

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Sample Math Personal Statement (Oxbridge)

by Talha Omer, MBA, M.Eng., Harvard & Cornell Grad

In personal statement samples by field | personal statements samples by university.

The following personal statement is written by an applicant who got accepted to top graduate programs in math. Variations of this personal statement got accepted at Oxford, and Cambridge university. Read this essay to get inspiration and understand what a top math school PS should look like.

Sample Math Personal Statement for Oxbridge

The challenges involved in problem-solving have always been vital to my passion for studying Mathematics. However, the first beauty of mathematics I observed was in my childhood when I first encountered Geometry.

It was a simple but exciting problem relating to circles; thus, I got myself attached to the subject. I have always been a bright student in Mathematics, and later on, I realized that Mathematics is my thing. Besides Mathematics, no other field grabs my attention. I have also won the National Calculus competition in my country.

Throughout my voyage, I have kept my studies limited to the curriculum. Still, I have also explored different things, which gave me significant exposure to what we have accomplished in Mathematics and what is left for us to do.

I eagerly want to contribute to the development of Mathematics. My current area of research is regarding simplicial complexes, which borrow ideas from Graph Theory and Combinatorics. I want to pursue my education by enrolling in the Math program at Oxford and eventually do Post Doctorate in Pure Mathematics. My area of interest lies in Algebraic Topology and Algebraic Geometry. I want to become a researcher and devote my life to the nourishment of Mathematics.

Aside from that, I am very fond of the Birch and Swinnerton-Dyer Conjecture, which motivated me to choose the abovementioned areas. I learned about this conjecture when searching for methods to determine the solutions of polynomials having two variables. After digging further into things relating to this conjecture, I was amazed and startled by the beautiful work of Bryan Birch, Peter-Swinnerton Dyer (pioneer of the conjecture), Louis Mordell, Gerd Faltings, Manjul Bhargava, and Victor Kolyvagin. Their astonishing and brilliant results grabbed my attention, and I got myself attached to the conjecture.

It is surprising that different branches of Mathematics, such as Number Theory, Topology, and Algebraic Geometry, are connected abstractly. In my leisure time, I’m continuously exploring what has been accomplished so far regarding this conjecture and developing the background of Mathematics that I would need to understand and work on the conjecture. I’m eagerly looking forward to meeting this challenge in life.

Accomplishing such dreams in my country is nearly impossible as we have limited resources and no exposure to modern tools of Mathematics. However, I am much inspired by Oxford University and find it an ideal place for me to pursue my further education. Oxford has a phenomenal reputation globally and has played a significant role in current research and development of Mathematics.

I am very fond of Professor XYZ and Professor XYZ, currently members of the senior faculty at Oxford. There are of research that coincides with my area of interest. Professor XYZ’s work on 3-Dimensional Topology and Differential Geometry is advanced. His lectures on youtube are very insightful and give an excellent understanding of the subject.

On the other hand, Professor XYZ’s expertise in the subject of L-functions would help me understand the BSD conjecture. Besides that, the atmosphere of Oxford is also very appealing as it focuses on the character-building of its students. There are several societies at Oxford for this purpose, one of which is the Oxford Invariants Society. Such activities keep the student attached to people outside their field and allow them to communicate knowledge between them. The exposure of a student is bound to increase in such an atmosphere. Unfortunately, the universities in my country lack such activities, and I dreamed of such an atmosphere. It would be an honor to educate myself in such an ideal institute under the supervision of the mentioned Professors.

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Writing A Successful Personal Statement

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1. Get The Basics Right

You need to spend a lot of time making sure that your personal statement sounds professional – this means excellent grammar, spelling and punctuation, and a good choice of words. It is definitely advisable to read example personal statements online, but you need to make sure that you don’t let any stock phrases creep into your own statement. There is nothing worse than a personal statement which looks like it has been cut and pasted from the internet. Make sure you ask someone else to check your statement – it is all too easy to miss errors when the same 600 words have been swimming before your eyes for a whole day.

2. Follow The Instructions

The personal statement is an essential component of the initial application stage.  Very specific instructions are given about what you should include in your personal statement, even providing a bullet pointed list of what is needed. It might sound obvious – but you need to include everything in this list – if you miss anything then your application will be rejected. At the same time, you don’t want to make your personal statement sound wooden by simply following lists – always make sure that what you are writing flows well and sounds natural.

It could be well worth printing off the application instructions and ticking off each point to make sure that you have covered everything. If a candidate looks like they haven’t followed instructions then it puts their application in a very bad light.

There is a strict limit of 600 words – make sure you stay within this length, but also make sure you don’t write a statement which is too short – candidates who submit a statement which is nearer the minimum of 400 words may look like they are struggling to find things to write.

3. Make It Relevant

Make sure you focus on relevant experiences - particularly your experience of teaching and observation in schools It is fine to include other experiences, but you always need to make sure they are linked back to the purpose of your application – i.e. your ability to be an inspirational and passionate maths teacher. If you coach a youth football team then you need to relate this experience back to your passion for teaching young people, rather than emphasising how much you love football. If you have an experience which is not directly related to working with young people then it is important that you make it relevant, for example if you worked weekends in a restaurant, then you may have discovered that you enjoyed training new staff, helping you decide on a career in education. You might find yourself in the lucky position that you have far too much relevant experience to fit in the statement, meaning that you need to be ruthless and prioritise what to put in.

4. Don’t Repeat Yourself

Don’t include anything in the personal statement which you have already included in the application form – this is simply a waste of space. Your degree is already listed on your application form, so there is no need to include it again in the personal statement. It can be tempting to include absolutely everything in the personal statement, whereas you need to be looking at your application as a whole – have you covered all the points across the whole application?

5. Don’t Copy The Website Verbatim

Whilst you may think you are being clever by copying and pasting text from the Maths Scholarships website into your personal statement, be warned that those who are reading your personal statement also wrote this website. Basically, they recognise when they are having their own words quoted back at them. It also shows that you do not fully understand what it is you are applying for.

Take the time to fully understand what the Maths Scholarship is, why the additional support is being offered and that may help you to address the bullet points relating to being a Maths Scholar.

6. Replacing Maths Teacher With Maths Scholar

It can be tempting to replace 'maths teacher' with 'Maths Scholar' in the personal statement that you produced for your application to teacher training. As a word of caution, doing that normally makes no sense and you appear to not fully understand the Maths Scholarship and its benefits.

7. And Finally...

Try and remember that the effort you put into your personal statement will be well worth it and will hopefully be the first step on an exciting and rewarding adventure. When you read your personal statement, you need to imagine it sitting in a large pile of statements from other people. Does yours read well? Is it relevant? Does it have an excellent opening paragraph? If using clichés such as “maths is my passion”, expand on this by explaining why you are passionate about maths, and what is it that gets you all fired up. It’s OK to say you love a specific equation, or that it’s applicable to everyday life but show us how you interpret that. It’s a line that’s all too easy to say and all too hard to prove!

You could have the best teaching ability in the world, but if you have a poor personal statement then you won’t be invited to the Assessment. On the other hand – if you make the effort to write an excellent personal statement, then you will be giving yourself the best chance possible of progressing to the next stage of the application process.

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How to Balance a Checkbook

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• When you balance a checkbook, you compare your bank statement to the records in your checkbook.
• Balancing your checkbook may help with identifying errors and keeping track of payments.
• If you don't use physical checks often, you'll still want to monitor your spending.

Keeping tabs on how you spend is crucial to achieving financial goals, big and small. If you commonly write checks to pay bills, you'll want to balance it out each month to understand your spending habits.

Checkbook balancing: what you need to start

Balancing a checkbook means comparing a checkbook to a bank statement and reviewing bank transactions. Balancing a checkbook may also help bring attention to any banking errors.

You'll need your checkbook register, checking account statement, and a calculator.

Step-by-step checkbook balancing process

You can follow our step-by-step guide to balancing a checkbook if it's your first time doing this process or if you need a quick refresher.

1. Review your checkbook register

To balance a checkbook, you'll have to fill out your checkbook register routinely.

The checkbook register, also known as your checkbook ledger, is a booklet in your checkbook where you'll record details about checks you've written out.

You should record the following information in your checkbook register each time you write a check:

• The date: This is the day you wrote your check.
• The check number: Each check will have a number listed on it. This can help keep track of your payments.
• Payee: This is the person you paid.
• The check amount: This is how much you paid your payee.

Checkbooks come with a carbon copy, which is paper behind your check that leaves behind a copy of what you write on it. Flip through your carbon copies if you forgot to list something on your checkbook register.

Even though recording these details may seem tedious, it can help you monitor your spending.

Maggie Gomez, a CFP® professional and owner of Money with Maggie, says if you're recording your spending properly, you should have a better sense of how much is in your checking account, and you won't be surprised by bank transactions.

2. Record any missing transactions

There are different ways to calculate your bank transactions. You may use your checkbook ledger, the back of your bank statement, a notebook, or a spreadsheet.

The process for each method starts the same: Write down the statement balance that you had at the beginning of the month.

If you use your checkbook, you'll go line by line and either subtract or add each check. You'll also write down any debit card or bank transactions for the month.

If you're not using your checkbook, go through your checkbook and add up all your bill payments for the month. Then, you'll go through your bank statement and factor in any other transactions not listed. Expenses should be subtracted from your total, and payments should be added.

3. Compare with your bank statement

Now you'll be able to compare your check register to your bank statement. The total from your calculations should match your balance on your bank statement.

4. Adjust for outstanding checks and deposits

If you have pending checks not reflected in your statement, return to your check register to add the withdrawals back to your current balance and subtract the deposits from your current balance. The remaining amount on your check register should match your bank statement.

Common discrepancies while balancing a checkbook

If you need help correcting discrepancies in checkbook balancing, here are the most common errors that occur while balancing a checkbook and how to resolve them.

Bank interest and fees

If your check register for the month doesn't match your statement balance, it could be because your account was charged a common bank fee or credit card interest. Review your bank statement and subtract any fees and interest.

Forgotten transactions and math errors

You may need to run your calculations more than once to double-check for any math errors. If you're still having trouble balancing your checkbook, consider calling your bank to ask about any pending transactions that are not showing up in your account or that you may have forgotten about.

Tips for easier checkbook management

Regularly review and update your checkbook.

Immediately recording information about each check you write and receive is essential. You may end up forgetting if you wait until the end of the month.

Use digital tools for assistance

If you don't regularly write checks, balancing a checkbook may not be necessary. Gomez recommends reviewing your spending consistently through a spreadsheet or budgeting app .

Checkbook balancing FAQs

Balancing a checkbook can be a helpful way to view your spending each month and review your checks for any errors. Regularly reviewing your account activity can also help you detect bank account fraud more quickly.

If you regularly use checks, you should try to balance your checkbook each month as soon as you receive your bank statement.

If your checkbook doesn't balance and your math isn't the issue, check your bank statement to see if there are any checks or payments that haven't been processed yet. You may have some information on your bank statement that isn't updated if you just sent a payment. You can also check your carbon copy checks to ensure you didn't write the wrong number on your bank register.

Mobile banking apps and personal finance software can help you closely monitor your daily spending habits.

Record transactions in your checkbook ledger at the time they occur, regularly review your bank statements, and consider financial management, online bill pay , or budgeting apps to stay on top of your spending in between billing dates.

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Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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PERSONAL STATEMENT EXAMPLE Mathematics and Economics Personal Statement

Submitted by Arnav

Mathematics and Economics Personal Statement

The combination of the holistic approach of Economics with the precise detail of Mathematics is exciting and would give me the skills to excel in the field that I am interested in: the financial sector. I was reading a BBC article about issues Scotland had with the public expenditure they received, which initiated my interest for understanding a broader range of economics. This brought my attention to the Barnett formula, which uses the accurate nature of Mathematics in Economic methodology and is a model used by the Treasury in the UK to distribute the amount of public spending that is allocated to Northern Ireland, Scotland and Wales.

A-level Further Mathematics has helped me develop skills such as critical thinking and creativity through attempting complex questions which often need considerate methodology. I have always tried to push myself when it comes to Maths and this has been shown through my participation in the UK Maths Challenge, attaining a gold certificate and the "Best in the Year" award. Studying Further Maths has introduced me to matrices and vectors, so having the opportunity to simultaneously manipulate the two when studying Linear Algebra at University would be quite captivating. I am intrigued by the way statistics at A-level can be used as a means of drawing conclusions from data and I would like to be able to extend these ideas and have the opportunity to analyse experiments and collate information that can genuinely be useful to society. A full understanding of Economics will allow me to engage with the current affairs and explain why certain economic phenomena occur by relating it to the economic performance of a country.

In order to gain a stronger understanding of macroeconomics beyond my studies, I applied for an extremely competitive week-long summer work experience programme with Lloyds Banking Group in 2017, providing me with a greater insight to their Group Corporate Treasury (GCT) sector - arguably the bank's most important team known for being the “bank to the bank”. I learnt that GCT manage the flow of cash between the deposits that divisions bring in, and the loans they lend out through four main functions: balance sheet management, funding and liquidity, capital and issuance. The most valuable skills I gained from the programme was through the trading game that I played. I had 6 assets and used the stock market to judge how much of my assets I should buy or sell and when would be the best time to make the trades. This gave me an idea of the level of risk-taking that is involved, not just in trading but also with how banks operate. Presenting to employees on what I had learned about the FTSE 100 was also a vital experience as it allowed me to work on relevant skills in relation to my aim of wanting to apply economic theory to real world scenarios. I was required to identify drivers of the index, both economic and fundamental, and answer technical Q&A raised by the audience.

I have developed a range of transferable skills through non-academic activities; by playing tennis outside of school at a county level, representing my age as well as the men's team and winning many club tournament competitions. My passion for tennis extends beyond playing, as I coach younger children aged 4-9 to develop their playing skills. I have captained my school cricket team on several occasions as well as doing my Higher Sports Leaders Award (Level 3), where I worked with younger students by getting them involved in a variety of sports. My communication skills have been further enhanced during my National Citizen Service (NCS) programme as I volunteered with the elderly at the Royal Chelsea Hospital, providing them with entertainment. This has enabled me to gain confidence in my communication skills through adapting them in different situations depending on my audience, which I believe is an important skill to have, not only at university but also in the world of work.

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Mathematics and computer science personal statement example.

When asked why I like Mathematics, I realised that it is all down to my personality. Being a composed, explicit person, I enjoy the challenge of questions with unequivocal answers.

My character’s orderly side draws me enthusiastically towards neat solutions, my creativity gives rise to my acceptance of new ideas and my positive mind results in my wish to succeed.

All questions have definite answers; we just need to construct ways of reaching them.

Mathematics at AS Level opened my mind to several new areas of algebra, sequences and series, and functions. I keenly welcomed the new techniques and enjoyed all aspects of the course.

Some of my favourite areas, however, were trigonometry and calculus; it was fascinating to see how trigonometric functions come together in a few simple identities!

Being new to the methods of differentiation and integration, I spent extra time going over examples, which soon became clear in my mind. I look forward to investigating these topics further in the A2 modules.

In addition to retaining a strong interest in Mathematics, my fascination for computers has grown. Nevertheless, I was unsure of whether or not I wanted to pursue a joint honours course of Mathematics with Computer Science, or a single degree course of Mathematics.

My decision to apply for the joint course was confirmed after I attended a number of Computer Science Summer School courses in London.

Joining Dubai College has given me the chance to explore new horizons. Responsibilities, such as being a prefect and Year 7 liaison, have made me realise our importance in the school as sixth formers.

I am currently in the process of completing my Duke of Edinburgh Gold award, for which I successfully finished an 80km expedition through the mountains of Mauritius. I will never forget the feelings of pure enjoyment and adventure; it was truly a challenging experience!

Although A Levels take up a great deal of time, I manage to maintain personal fitness by horse riding daily. I routinely enter dressage and show jumping competitions throughout the U.A.E., where I frequently achieve a medal place. Riding horses brings on a sense of freedom and allows me socialise out of school.

I have also obtained an understanding of what it is like to work amongst a large group of people through working in various companies around Dubai.

These included Barclays Bank, Prolab Digital and Palms Nursery. I particularly benefited from my experience at Barclays, as it introduced me to many fields, such as trading, accountancy and exchange, and taught me to appreciate the evident need for teamwork.

Although I am still unsure of the path I will take after graduating, I know that having a Mathematics and Computing degree will give me many transferable skills.

I am currently investigating a number of regions that appeal to me, which include actuarial science and further postgraduate study.

For now, I intend to approach the future positively and have many exciting thoughts. I hope to encounter new opportunities, make new friends and rise to the challenge of university!

Profile info

This personal statement was written by weirdo for application in 2003.

weirdo's university choices University of Bristol Imperial College London Oxford University The University of Warwick King's College London University College London

Green : offer made Red : no offer made

Degree Mathematics and Computer Science at Oxford University

Related Personal Statements

This statement is very good.

Mon, 03/01/2005 - 00:00

this statement is very good and i recon this person would achieve good things in future.. good luck coz

its really good man. cant

Sun, 11/09/2005 - 00:00

its really good man. cant believe you have got so many work experiences thought..ive got none. neway good luck

man absolutely fantastic

Tue, 20/09/2005 - 00:00

man absolutely fantastic couldnt have done better myself good luck chase your dreams.

Brilliant personal statement

Fri, 07/10/2005 - 00:00

it's very good, especially

Mon, 28/08/2006 - 00:00

it's very good, especially the 1st paragraph!

this needs improving

Fri, 06/10/2006 - 17:59

Probably the best first

Wed, 03/10/2007 - 12:42

Probably the best first paragraph I've ever seen mate. No wonder they all wanted you!

that last message was by one

Wed, 10/09/2008 - 09:45

that last message was by one Oliver Sheffield

wow! this is just about

Thu, 11/09/2008 - 20:28

wow! this is just about perfect! Hopefully mine will be as good as this (im in the process of writing one...)

Sat, 31/10/2009 - 17:51

This statement is fake.

the person above should learn

Sat, 09/10/2010 - 11:07

the person above should learn how to spell before they go around swearing at other people.

Got chills just reading the

Wed, 13/10/2010 - 17:09

Got chills just reading the first paragraph

Too many Commas for my liking

Thu, 21/10/2010 - 16:16

Too many Commas for my liking and I don't like the use of exclamation marks in formal writing like this.

Stating that you are unsure about course choice (joint honours vs single) cannot be a good thing IMO. It doesn't demonstrate commitment or certainty about your choice of subject.

Otherwise I quite like it but I'm not an admissions tutor so what do I know.

The thing that stands out

Wed, 23/11/2011 - 06:05

The thing that stands out about this letter is that the applicant rides horses for a hobby; this is a clue to what really lead to their acceptance.

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