Sample Personal Statement Accounting and Finance
by Talha Omer, M.Eng., Cornell Grad
In personal statement samples by field.
The following personal statement is written by an applicant who got accepted to several top accounting and finance programs. Variations of this PS got accepted at the University of Michigan, Vanderbilt, and Indiana University. Read this personal statement to understand what a top essay in Accounting and Finance should look like.
Example Personal Statement Accounting and Finance
I have never made popular choices, whether academic or professional. Where high academic achievement irrefutably means pursuing a career in Medicine or STEM, I opted for a career in management. I was free to choose a path for myself, owing to my performance during an extensive pre-induction professional training program. Fortunately, I picked a path that everyone believed was insignificant.
My decision to move to a new city to pursue my path did not receive encouragement. Making my own decisions has given me the freedom to dream and make it a reality. It has strengthened my belief that I am the only one who can bring a difference for myself and those around me. Brazil’s institutions may seem frozen, yet, at the grassroots, Brazil is in perpetual motion with ceaseless creativity. To accelerate this motion, we need to bring better and more affordable solutions; I plan to do that.
Growing up in Brazil, I have constantly questioned why we are still not growing economically despite having abundant resources. I frequently discussed the economic factors affecting us with my father, leading me to work at local NGOs and attend voluntary programs. My interest intensified when I discovered during these experiences that the unequal distribution of resources was a major cause of our economic constriction.
Moreover, our medical, engineering and academic professionals would not work in rural areas due to a lack of facilities, further debilitating the imbalance. It made me realize that we could only reap the benefits of our efforts if there were a proportionate distribution of resources. Realizing how effective mobilization of resources can aid in eradicating social ills, I developed an interest in management. This equipped me with technical knowledge and provided room for opinion building.
Pursuing this path, I joined the leading undergraduate institution in the country. The zeal with which I made this decision led me to graduate summa cum laude. While studying, I taught communication skills to undergraduate business students from rural areas. Meeting these students compelled me to get involved even though I lacked formal teaching training. Through empathy and friendly get-togethers, I was able to help these students conveniently traverse in English. With this experience, I understood that my time and energy had been well spent and that as an agent of change, one does not necessarily need to be exceptional; instead, one requires creativity, patience, and emotional intelligence.
After graduation, I followed through with my goal of facilitating change by joining the banking sector as an accounting and finance trainee. By working in Brazil’s most vital financial sector, I was exposed to diversified experiences, from being as simple as issuing customer chequebooks to designing accounting and credit proposals to the tune of USD 1.2 billion. Furthermore, while working on individual projects, I developed an in-depth understanding of international accounting rules that regulated trade transactions; the learning opportunities were immense.
Two and a half years of experience in the finance sector brought me to work for the country’s central bank. The anxiety that accompanied moving away from home for the first time was overwhelmed by my professional and personal growth. Nine months of extensive training and on-the-job assignments exposed me to interminable learning opportunities. However, my real gain has been in the form of self-improvement and growth that accompanied my first experience living independently. Leaving the protective living that I enjoyed with my family is challenging, but it has developed and strengthened my capabilities of taking and owning my decisions. Above all, knowing that my family is not always around to guide me has instilled in me a greater sense of responsibility.
During the two a half years of experience in accounting and finance, I observed the financial exclusion experienced by some important yet financially constrained sectors of the economy. This exposure motivated me to join the Development Finance Department upon my appointment to the country’s central bank. Moreover, most of the firms operating in any country of the world are either small or medium enterprises. Thus, providing an enabling environment to such enterprises is significant for economic growth and employment generation.
In Brazil also, 90 percent of the enterprises are small and medium-sized, and lack of access to formal sources of finance is a significant impediment to these enterprises’ growth. Therefore, a huge room for improvement is available concerning the development of policy framework and market infrastructure for the financial inclusion of this sector. As a part of the central bank, I have been allowed to intervene in a system that is not effectively performing its role of financial intermediation. Innovation in financial products, development of accounting and risk mitigation strategies are requirements to alleviate this segment’s financial exclusion.
By broadening my exposure and enhancing my knowledge, I aim to equip myself better to address the shortcomings of one of the critical segments of the economy.
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How to Write a Personal Statement for Accounting (Best Tips)
It should signify your love for numbers and your passion for business and finance. It should also provide an in-depth look into your personality and evidence that you are qualified for this course. This article will show you how to write a captivating personal statement for accounting school in the simplest yet most substantial form.
What is a Personal Statement?
What to include in your personal statement.
A personal statement is not a lengthy essay to be filled with your life story and fancy goals. It must be a concise, realistic, and compelling justification of why you’re the most suitable candidate to be granted admission.
Include these in your personal statement:
According to James Seymour, Director of Marketing and Student Recruitment at the University of Gloucestershire , universities do not want a beautifully written essay with tens of achievements but a realistic picture of a candidate with all efforts, traits, goals, and hardships that shaped him for an accounting major.
How to Write a Personal Statement for Accounting (Step-by-Step Guide)
1. do your research.
This research will make you confident about your choice and your plans. Reflect the knowledge gained from this research into your statement. Tip: Do thorough research and make notes on the achievements of instructors, industry leaders, and related case studies. This will help you in compiling evidence-based personal statements.
2. Brainstorm and Write
3. filter it out.
Now you have a very long, unstructured, raw content, the next step is to read it and group your sentences into the following sections:
4. Arrange and Refine
5. analyze and improve sections, 6. set the flow, 7. proofread, 8. peer check.
After writing the final copy of your personal statement, get it reviewed by your friend, colleague, teacher, supervisor, and subject expert. Be open to critique. Listen to their reviews and comments, ask them what they thought while reading your statement, and then jot down the suggested improvements.
9. Don’t be Hasty in Submitting It
How to structure personal statement for accounting and finance, opening paragraph.
Begin your personal statement with an interesting opening paragraph. It is a very crucial part of your essay as it draws the reader in. Mention your interest in accounting and finance and explain what stokes your passion for choosing this course.
Middle Part
You can divide this part into academics and work experience as follows:.
This part is a personal touch. This is where you can mention the least significant part of your story. Mention your interests, hobbies, and other activities and elaborate on how they help you develop relevant soft skills. Mention books, events, programs, or people by name that you follow. Tip: Even the least significant information must significantly relate to your passion for accounting and finance. For example, you can mention reading books like ‘Rich Dad, and Poor Dad’, listening to TEDx talks, etc. Check out this guide to learn how to talk about hobbies in a personal statement.
Tips for Writing a Great Accounting Personal Statement
Here are a few very useful tips for writing an appealing personal statement for accounting school. We gathered these tips after a keen analysis of multiple successful personal statements. They are going to help you stand out from the crowd.
Common mistakes:
Amazing examples of personal statements.
Want more examples? Here is a list of the best accounting statements that have been shared by the UCAS admission officer.
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Accounting personal statements
On this page you'll find a collection of real personal statements written by students applying to study accounting and related courses at university.
These personal statements are written by real students - don't expect them all to be perfect! But by reading through a few of these samples, you'll be able to get some ideas and inspiration for your own personal statement.
Accounting personal statement examples
More help with your personal statement.
You can find personal statement examples for other courses by using this subject list, or by returning to our personal statements by subject page.
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Dr Fatimah Zainudin from the University of Southampton’s management school is looking for 'the "chemistry" that makes an applicant shine out,’ so try and demonstrate your enthusiasm about the course and the buzz you'll get from studying it.
'What we love to see is a passion for the subject itself. If you fall in love with the subject, that’s what will lead to success on the course; it will give you the right chemistry,' she says.
Demonstrate your enthusiasm
If you can demonstrate what's sparked your interest in finance and accounting, that's a good start – but it’s no good just saying you’ve got a passion for it, you have to show it.
If you’re not the kind of person who gets very passionate about things, don’t worry. But do still try to explain what it is that attracts you to studying it. Then back it up with evidence of your relevant skills, knowledge or experiences and show that you understand something about what’s involved. That should solve it.
See our in-depth guides to studying finance or accounting at university, from typical modules to career paths, for some inspiration.
Finance and accounting personal statement must-haves
- Get the basics right: good communication skills are essential to anyone working in the finance sector, so make sure your statement is well-written. Nobody is asking for a literary masterpiece here, just a well-structured and waffle- and error-free statement.
- Interest in the subject: Sheffield Hallam University is looking for you to demonstrate 'an interest in and awareness of accounting and finance, or some level of practical experience.' Similarly, Bristol is looking for 'interest and commitment to the subject.' This means conveying enthusiasm for studying it and showing that you understand something about it, whether that comes from reading, work experience, or studying relevant topics in your A level, BTEC, or Higher course.
- Business awareness: University of Bath selectors are expecting students to have an interest and aptitude for 'quantitative analysis of business issues.' Demonstrate this with evidence that shows your abilities for applying mathematical skills to the analysis of business problems.
- Beyond the classroom: The University of Bristol is looking for 'intellectual curiosity – reading or research beyond the A level (or equivalent) syllabus.’ This is always good practice in personal statements, provided you then reflect on what you learned from your wider reading or research – they don’t just want a list.
- Relevant outside interests: if you choose to include extra-curricular activities, make sure they are relevant or showcase appropriate personal characteristics, skills, or achievements. Apply the 'so what?' test: if you play the flute or basketball, can you make that relevant to your future success at university, or should other factors take priority in your 47 lines?
Make the most of any experience
If you’ve had some work experience , that’s great. It doesn’t matter whether it’s a couple of weeks spent shadowing an accountant, a couple of hours just talking to one, a part-time job in a financial, retail, or business environment, or a scheme like Young Enterprise. What does matter is that you write about something relevant that you have learned from it. But, as Sheffield Hallam and LSE say on their websites, experience is not essential, so don’t panic if you don’t have any.
Your commitment to studying accounting or finance as an academic subject is usually the key requirement. However, if you can also show that extra ingredient of passion and a glimpse of the ‘chemistry’ that exists between you and the subject, then your application really will stand out.
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How To Start A Personal Statement: Great First Paragraphs
What’s the first thing you do when writing a personal statement?
For many people, getting the opening paragraph right is the most immediate task, as it sets the tone for the rest of the application.
However, this is also the paragraph that applicants find hardest to write, as it requires a sophisticated combination of factual information and personal reflection.
So, how to start a personal statement?
Start a personal statement with a paragraph that engages the reader and establishes your academic credibility and potential in your field of study. You should also ensure that you include an element of personality combined with a relevant and effective hook, compelling the reader.
I’ve detailed my top three strategies for achieving this below in lots of detail, to ensure that you develop a fantastic opening paragraph.
I’ve also included some ideas for great personal statement hooks and advice about the mistakes to avoid when starting a personal statement.
Check out my post on starting the process of writing a personal statement here , if you’re beginning from scratch.
How do you Start a Personal Statement: Examples
Having worked with hundreds of applicants to develop and improve their applications, I’ve identified the three most effective strategies for starting personal statements and achieving brilliant opening paragraphs.
Whilst these are appropriate for any kind of application, course or subject, one will usually stand out as being most relevant.
Whichever option you choose, remember that the style you establish in your opening paragraph needs to be maintained throughout your entire personal statement.
Equally, your final personal statement paragraph needs to reflect the comments made at the beginning, completing the point you set out to make.
Statement Starter 1: The Significant Achievement
Beginning your personal statement by outlining the impact or value to you of a specific achievement can be an engaging way to establish your suitability, credentials or engagement.
It is also a great way to ensure that you begin by writing about yourself, not someone else.
This doesn’t necessarily have to be an academic accomplishment. However, it should communicate relevancy to the course or role you are applying for.
Maybe you took a team on an outward-bound course and developed leadership and resilience, which relates to the specifics of your application.
Perhaps you won a medal in a national maths challenge, adding credibility to your science personal statement?
In any case, not only do you need to explain the accomplishment and talk about its value to you, you need to make sure that you relate that directly to the demands of the course you are applying for.
Put simply…
You can think of these achievements as being divided into three groups, any of which would make an excellent point in an opening paragraph.
Academic Achievements
- Any kind of academic prize or publication beyond the taught curriculum
- High-level additional qualifications
- Success in solving an academic challenge
- Overcoming academic obstacles
- Courses attended or completed
Practical Achievements
- Subject success in a practical context – performances, exhibitions, online
- Work experience or internships
- Volunteering and community work
- Running your own business
- Accomplishments in sports or other interests
- Special events and sponsorship opportunities
Personal Achievements
- Caring for a friend or relative
- Overcoming adversity to do with health, opportunity, finance or geography
- Travel opportunities taken and their value
- Engagement with additional languages and cultures
- Employment and the ability to balance this with study
- Parental status
Here’s an example of how that kind of opening paragraph might look…
“Having won my school’s academic writing prize with an essay analysing the use of Python coding in contemporary medical technology, I was inspired to research the use of AI in clinical diagnosis and read ‘Life Decisions’ by Dr P Balmer. Her research into the use of algorithms to detect markers of illness is the inspiration behind my application.” Applicant 1
Statement Starter 2: The Inspirational Moment
The second kind of opening point is to outline an inspirational moment that in some way had a positive effect on you and is at the heart of your decision to study a particular subject or work in a particular field.
There are no rules here as to what this could be.
Sometimes the most honest of examples is the most effective, even if you feel that it lacks some depth or credibility.
I’ve seen extremely compelling personal statements in which the candidate’s inspiration is a parent’s love or a chance encounter with someone who opened their eyes to new possibilities. Equally, reading a book or listening to a lecture can entirely change your outlook on the world.
The important thing to remember is that your example must illustrate the effect that this moment had on you, provide the opportunity for you to show how you have grown from that moment and indicate how that outcome enhances your suitability.
Again, I’ve categorised these into three different groups to better illustrate their potential…
In-Person Experiences
- Formal meetings with inspirational people (at lectures, events, signings, locations, conventions, in the workplace etc)
- Informal meetings in unexpected places (a person who does you a good deed or suddenly changes your life in some way)
- Inspirational friends, peers or family that model a new behaviour or way of viewing the world
- Teachers, counsellors or advisors that have opened new doors for you
- People who have achieved significant success in a field you aspire to
- Role-models
Experiences That Change You
- Volunteering
- Community work
- Changes of circumstance
- Successes and failures
- Lessons, lectures, courses or conversations
- Cultural or social discoveries
- Socialising
- Hobbies and interests
Discoveries and Connections
- Historical figures whose legacy has had an impact on you
- Making links between disciplines, cultures or forms (lightbulb moments!)
- Seeing something for the first time (a painting, an experiment, a view)
- Understanding the relevancy of one subject or process to another
Here’s an example of an inspirational in-person experience that might form the basis of a compelling opening paragraph…
As a child, I worked alongside my mother who was a refugee coordinator in a transit camp set up to support families displaced due to civil war. Her compassion, energy, practicality and tireless generosity of spirit is my personal inheritance, and the example she set with her bravery and dedication to her beliefs underpins my application to read for a Political Ethics degree. Applicant 2
Statement Starter 3: The Course Connection
This last kind of opening point makes a direct connection to the course or role for which you are applying.
You should use the opportunity to establish your credentials as an engaged and informed candidate by showing that your skillset and experience relate directly to the demands of the course.
Not only does this strategy communicate your connection to your field, but it shows that you have done your research.
This, in turn, reassures the reader that you are likely to be picking the right subject, that you will probably complete your course of study (and your funding will remain in place as a consequence), and that you are likely to be an inspirational and successful member of the community.
You could also make links with current initiatives in your industry or field of study or consider how the contents of the course might inspire your future career choices.
Any one of these three headings might work for you…
Connections with Content, Assessment and Skills
- Understanding of the taught ideas and their connections to your present experiences
- Awareness of modules and the creation of a bespoke course of study
- Understanding and connection with various teaching styles
- Knowledge of assessment processes related to your relative strengths
- Existing skills that could be enhanced on the course
- Key practitioners and their value
Links with Current Initiatives
- Importance of specific research or facilities to your application
- Emerging fields of study that inspire you
- Changing technologies and their social application
- Reputation of specific providers or organisations
- Connections between organisations, industry and charity
- Placement opportunities
Connections to Outcomes, Alumni and Value
- Value of completing the course or fulfilling the role
- Skills gained and their value
- Previous graduates as role models for success
- Your value to the organisation
- Career ambitions and pathways to success through the course
- Impact you hope to have in the world
- The value to the organisation in having you within it
Here’s how that might look as an opening point…
The opportunity to study as a member of your community is underpinned by my ambition to develop a career in the Business Advisory sector. Your placement opportunities will allow me to build and contribute to the professional networks so vital to achieving my career goals. In particular, I am looking forward to developing my understanding of data use in the ‘Statistical Analysis in Project Management’ module. Applicant 3
What are Great Hooks for Personal Statements?
A ‘hook’ is just another way of describing a specific device that a writer uses to engage a reader. It’s the device embedded in the structure of your writing that connects all the components together, like a theme or idea.
Including a hook in the first paragraph of your personal statement can be an extremely effective way of framing your content and for keeping your writing on track.
You just have to remember that the rest of your writing needs to connect with your hook as you develop your application.
Here are six valuable hooks you can use to easily add a sense of purpose to your personal statement…
Can you make a compelling claim regarding the extent of your current subject knowledge or relevant practical skills? Can you reinforce your skill-base or evidence your potential? | Proudly state your personal and professional ambitions and illustrate how those goals will be met on the course or in the role. Engage the reader with a challenge by outlining your dreams. | What kind of journey have you had in the lead-up to this application? How have life experiences instilled values in you that are matched by the institution or community? |
What academic or personal challenges have you overcome that have made you a suitable candidate? How have specific obstacles made you stronger or more aware or resilient? | Can you make a compelling claim regarding the extent of your current subject knowledge or relevant practical skills? Can you reinforce your skillbase or evidence your potential? | Can you ask the big questions and show how you plan to find the answers? What are the key questions in the industry or sector and how will you play a part in solving them? |
5 Mistakes to Avoid: Starting a Personal Statement
If you’ve followed the advice in this post, then hopefully, your personal statement will be free of mistakes and full of excellent content.
To make sure you don’t fall into any traps when you’re thinking about how to start a personal statement, here are the 5 mistakes to avoid in your opening paragraph…
Mistake 1: A terrible opening sentence . UCAS released some data a few years ago that revealed the most common opening lines in personal statements. If you find yourself writing things like ‘from a young age’ or ‘for as long as I can remember’ then you’d do well to search for a wider range of sentence starters.
Equally, telling the reader that you are passionate about your subject has come to be a real cliché and is best avoided. Show your passion or commitment rather than simply writing that it exists.
Mistake 2: Telling a story . In an effort to make a personal statement more personal, it can be tempting to start with a personal anecdote or even to frame the entire document as a story. This is usually best avoided, as this approach will almost certainly lack relevance and immediacy and will eat into your word count without adding value.
Begin with an achievement, a moment or a connection, but not with a story!
Some compelling opening lines might look like this…
Mistake 3: Introducing yourself. Unless the guidelines indicate otherwise, there is no need to introduce yourself in your personal statement. It is not a letter and does not require that kind of introduction. Nor should you list your qualifications, achievements or educational history.
Similarly, this isn’t the place to outline your employment history; all these details can usually be included elsewhere in your application.
Mistake 4: Beginning with a quote . In my opinion, it’s an error to begin your personal statement with someone else’s words, even if they are compelling and relevant and you immediately develop an original train of thought. The first words encountered by a reader should be your own.
Quotes can be an exceptionally helpful device for framing your knowledge and opinions, but if you’re thinking about using them, check out my helpful post on exactly how to get the most value from a quote in a successful personal statement…
Mistake 5: Poor proofreading . Unquestionably, one of the worst mistakes to make in the first paragraph of a personal statement is to include errors of spelling, punctuation or grammar.
If the rest of the document is accurate and concise, it might not have a significant impact, but even so, an obvious, careless error can alienate and discourage an admissions officer at the outset, making them less likely to consider the rest of the content positively or make an achievable offer.
I usually recommend a free software tool like Grammarly for proofreading; it’s simple and effective and will serve you well at university too!
You can find out more about Grammarly here or hit the banner below.
Good luck with your personal statement, and don’t forget to contact me if you’d like some 1-1 support. You’ve got this! D
Research and content verified by Personal Statement Planet .
David Hallen
I've worked in the Further Education and University Admissions sector for nearly 20 years as a teacher, department head, Head of Sixth Form, UCAS Admissions Advisor, UK Centre Lead and freelance personal statement advisor, editor and writer. And now I'm here for you...
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Exploring the Best Personal Statement Opening Sentence Examples
Table of Contents
A personal statement opener should be powerful and engaging to capture the reader’s attention. It can be tricky to write a statement that conveys your message while staying true to yourself. But with the right approach, you can craft an excellent introduction that will leave a lasting impression.
This article provides effective personal statement opening sentence examples and tips on how to create one tailored to fit your unique experiences and personality. With these tools, you’ll have all you need to write an impactful statement that stands out among other applicants.
Why Is a Personal Statement Opening Sentence Important?
A personal statement starting sentence is vitally important because it sets the tone for the entire piece. It gives the reader a glimpse into who the writer is and why they are writing the statement in the first place. When crafted with care, it can demonstrate the writer’s expertise, showcase their accomplishments, and illustrate their passion for the subject matter. It makes an emotional connection with the audience.
A well-crafted opening sentence conveys emotion, showcases creativity, and utilizes uncommon words to draw readers in and convince them to continue reading. This makes it essential for writers to take time to craft their opening sentences thoughtfully. They must draw upon their experience and knowledge to create something meaningful and powerful that stands out from the competition.
Effective Tips on How to Write a Personal Statement Opener
Below are some valuable tips on how to start writing your personal statement opening sentence and make it effective for the audience:
Take some time to brainstorm ideas and think through the main points you want to include in your personal statement opening sentence. Consider what makes a great opening line that can capture the attention of readers right away.
Be Creative
Create an original and interesting opening sentence by using creative language, vivid imagery, and humor if appropriate. Make sure it stands out from other statements that may be more generic or expected.
Evoke Emotion
Use language that elicits an emotional response from readers and allows them to connect with your story. This will help keep their attention and make them more likely to remember your statement when considering applicants for admission.
Keep It Short
Try not to exceed two sentences, as this can be overwhelming or unappealing to read. Also, check that each sentence contains only one core idea so as not to clutter the content with too much information at once.
Show Your Expertise
Let your experience shine through! Include factual examples demonstrating your knowledge of the subject matter and your expertise level. This will draw the reader in and build trust in your writing ability.
Use uncommon words to stand out from other candidates. Avoid repeating the same words and use varied sentence structures to create a unique and engaging statement.
Stay True to Yourself
Write in your own voice rather than trying to sound perfect or robotic like AI. Using colloquial language and weaving details about yourself can add personality to your writing and make it memorable.
Personal Statement Opening Sentence Examples
Here’s a list of different personal statement opening sentence examples to inspire you to write one on your own.
Personal Statement Example 1:
Applying to university is an essential step in furthering my education and enriching my career. So I’m thrilled to be submitting this application for consideration as a student on the course.
Personal Statement Example 2:
With over five years of experience, I am confident my qualifications make me a prime candidate for this opportunity at your esteemed university.
Personal Statement Example 3:
I’ve been driven by curiosity and ambition throughout my life, pursuing opportunities to expand my knowledge and grow professionally and personally. Thus, I am making my application for the course an exciting prospect indeed.
Personal Statement Example 4:
Fostering relationships with peers and mentors has always played a significant role in how I approach each challenge. It is no surprise I am looking forward to embracing the unique environment of your university and applying what I know to the course.
Personal Statement Example 5:
From mentorship programs to research initiatives, the opportunities available to students within the program are something I’ve long admired. This is why I’m incredibly enthusiastic about this [program name] and becoming part of such a vibrant academic community.
Personal Statement Example 6:
My relentless ambition to become a successful student has driven me to apply for university in the best way possible. I wish to show my hard work, dedication, and passion for people.
Personal Statement Example 7:
I have honed my skill set through careful study and countless hours of practice. And am now ready to put it to work on a university course that will propel me toward success.
Personal Statement Example 8:
I’m applying for admission into a top-tier university with an unwavering desire to make a difference in this world. I want to gain the knowledge, experience, and qualifications to contribute to the world.
Personal Statement Example 9:
As a passionate individual with strong interpersonal capabilities, I believe I can excel as a student and contribute significantly to any application process.
Personal Statement Example 10:
With an expansive set of academic credentials combined with industry experience, I’m confident I can enhance your university’s student body through my presence.
Personal Statement Example 11:
I have been enamored with the subject of (subject) for years. My experience and expertise allow me to cultivate a deep understanding of its nuances and complexities.
Personal Statement Example 12:
Having already established myself in the industry, I am now looking for an opportunity to use my skills and expertise at a college level.
Personal Statement Example 13:
As I start my studies and gain further qualifications, I want to learn how to apply my knowledge to future work opportunities.
Personal Statement Example 14:
Desiring to unleash my potential and creativity, I seek the opportunity to challenge myself academically while advancing my personal goals through higher education.
Personal Statement Example 15:
Drawing from my past experiences and newfound inspirations, I am excited to begin this new chapter of my life as a student.
Personal Statement Example 16:
I choose to ask myself one vital question. How best can I utilize my years of experience to make the most impact on my intended field of study?
Personal Statement Example 17:
With years of experience behind me, I am ready to take the next step in pursuing my higher education. It will refine my existing skill set and open up new growth opportunities.
Personal Statement Example 18:
Motivated by a passion for learning and driven to succeed, I seek admission to [program name] at your esteemed university. This will help me start on a path toward realizing my highest potential.
Every individual has a varied personality and different intentions for pursuing higher education and their respective career paths.
Knowing what to put in your personal statement and how to craft it can be complicated and overwhelming. This article provides valuable tips and examples for writing effective opening sentences for personal statements that will grab the reader’s attention.
Abir Ghenaiet
Abir is a data analyst and researcher. Among her interests are artificial intelligence, machine learning, and natural language processing. As a humanitarian and educator, she actively supports women in tech and promotes diversity.
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Alan Bullock Careers
Independent careers adviser and writer, ucas personal statements: writing a killer opening.
This is a tweaked version of an article I originally wrote for the former ‘Which? University’ website. Large extracts from it can currently be found on the UCAS site. It might be useful for students who need inspiration to start their personal statement or for parents, teachers or advisers who are trying to help them put pen to paper.
Are you getting frustrated because you can’t think of a good way to open your personal statement? Or, worse still, are you struggling to write anything at all because you just don’t know where to start? If so, you’re not alone – and my advice is to stop worrying.
I picked up numerous tips on this from admissions tutors up and down the country, albeit a few years ago, and they all tended to take a similar line, which was …. don’t get stressed about trying to think up a killer opening!
Yes, it’s important to ‘sell yourself’, but don’t overdo it. In fact, one of the dangers of trying to come up with a killer opening is that what you often end up with is overkill. As one admissions tutor said: “Be succinct and draw the reader in, but not with a gimmick. This isn’t ‘The Apprentice’”.
Even some Oxbridge admissions tutors mentioned this. They emphasised the need for candidates to engage the reader with a punchy start, but not to fall into “the dreaded overly-dramatic X Factor style” of opening. They want to be engaged by your relevant perceptions or ideas, not by something flashy.
Here are some more admissions tutor comments and I hope they might help relieve some stress and give you a starting point:
- Don’t waste time trying to think of a catchy opening. It’s often a complete turn-off.
- Your interest in the course is the biggest thing. Start with why you chose it.
- The best personal statements get to the point quickly.
- Start with a short sentence that captures the reason why you are interested in studying on the programme you are applying for and that communicates your enthusiasm for it.
- Go straight in. Why are you excited about studying this course?
- The opening is your chance to introduce yourself, to explain your motivation for studying the course and to demonstrate your understanding of it.
- It’s your enthusiasm for the course we want to know about. Start with that.
- Write what comes naturally.
- ‘What you want to study and why’ should be in the first two sentences. What excites you about the course and why do you want to learn about it more?
- Be specific from line one.
- Talk about you and your enthusiasm for the subject from the very start.
- In your opening paragraph you need to show that you know what you are applying for. Don’t waffle or say you want to study something just because it’s interesting. Explain what it is that you find interesting about it.
- It’s much better to engage us with something interesting, relevant, specific and current in your opening line, not ‘from a young age’ or ‘I have always wanted to’. Start with what’s inspiring you now, not what inspired you when you were six.
And the following three comments from admissions tutors suggest you shouldn’t even begin at the start… :
- I think the opening line is the hardest one to write, so I often say leave it until last and just try and get something down on paper.
- Don’t spend too long on the introduction. Concentrate on the main content of your statement and write the introduction last.
- I often advise applicants to start with paragraph two, where you get into why you want to study the course. That’s what we’re really interested in.
The general theme here is that the best statements tend to be those that are genuine and specific from the very start. So you won’t go far wrong if you begin by explaining or reflecting on your enthusiasm for the course, your understanding of it or what you want to achieve from it.
However, do try to avoid the most obvious opening sentences. UCAS once published a list of the most common opening lines in personal statements and urged applicants to avoid using ‘hackneyed’ phrases. The top five were:
- From a young age….
- For as long as I can remember…
- I am applying for this course because….
- I have always been interested in….
- Throughout my life I have always enjoyed….
And at number eleven was a Nelson Mandela quote … which brings me to one last piece of advice.
In a very popular article I once wrote for ‘Which?’ called ’10 things not to put in your personal statement’ , quotations were top of the list of admissions tutors’ pet hates. They especially tend to dislike it if you put a quotation in right at the start – and it’s even worse if you don’t actually explain why it’s there.
So remember, in the opening line of your statement they don’t want to know what Nelson Mandela thought, they want to know what you think.
One last thought. A technique that can be quite effective is the ‘necklace approach’. This is when you make a link between your opening sentence and your closing sentence, whilst also adding an extra dimension to what you said at the start. For example, if you started with an interesting line about what is currently motivating you to study your chosen degree course, you could link back to it in your closing paragraph by briefly elaborating on something specific about the subject that you’re excited about exploring in more depth.
I can still vividly remember the person who first inspired me about the necklace approach. It was a student called Marianne, who used it herself and was accepted by Cambridge to study Law. Interestingly, she now has a very successful career as a Product Owner and Technical Writer. But that’s another story!
© Alan Bullock, updated 14/6/2021
The photographic image (of Old Harry Rocks on Dorset’s Jurassic Coast) is from my own collection.
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Home › University › How To Write A Personal Statement? 10 Tips + Student Questions Answered › How To Start A Personal Statement: Tips & Examples
How To Start A Personal Statement: Tips & Examples
- Published January 20, 2023
We’re regularly asked the question “ how to start a personal statement ”? It’s a challenging task for anybody but worry not as we’re here to help guide you through the process.
The introduction is the first thing the admissions committee will read. That’s why the first sentence of a personal statement should be a catchy, attention-grabbing hook or story that grabs the reader’s attention and sets up the main point of your essay.
A lacklustre introduction may lose your readers’ interest, preventing them from reading the rest of your personal statement!
But don’t worry, this article will guide you on writing a personal statement introduction, a few examples of opening sentences and how to captivate the admissions tutors. Without further ado, let’s get started.
Top Tip: Leave Your Introduction For Last
You know what they say, the hardest thing to do is start . So skip the introduction for now and focus on the main body of your personal statement. If you’re not sure what your main content should be, read out how to write a personal statement guide.
After nailing down the main points, you’ll have a concrete idea of how your introduction can captivate the reader and stay relevant to the bulk of the writing. Go ahead and work on the rest of your personal statement.
Come back when you’re finished! And if you’re worried about your conclusion then check out our advice on personal statement conclusions .
2. Cut To The Chase
You only have 4,000 characters to sell yourself as an ideal student candidate. Make each character and paragraph count! That means forget about flowery words and directionless statements. When you start your personal statement, explain your motivations for choosing your course in one or two sentences.
Although you will discuss this in-depth in the main body of content, capturing your reader’s attention with a quick overview of why you’re enthusiastic about your chosen course is crucial. That’s why capturing the reader’s attention by jumping straight to the point is key to starting a personal statement.
3. Be Specific
Never give vague details when expressing why you want to pursue your course. “I always wanted to be an engineer since I was a kid,” or “I want to become a doctor because I enjoy science” isn’t advised.
On that note, if you’re applying to medicine refer to our guide on how to write a medical personal statement . We suggest being more specific than that, and you can include your academic achievements too. Here are a few suggestions that may help you:
- You witnessed an inspirational figure in your life solve a massive problem with a specific skill set (doctor, engineer, etc.)
- While you were at a charity event, you encountered a problem that kept people in deprivation. By pursuing this course, you’re a part of the solution.
- You’re good at, and you enjoy a specific skill set. The course you’re eyeing puts great emphasis on this particular skill.
- There was a moment in your life when you succeeded in solving a problem. You felt significant by doing so, and you want to keep doing that for the rest of your life (teaching poor children how to read)
- You watched a movie or read a book that ignited your passion for the course. After doing volunteer work or part-time employment related to your course, you’re determined to pursue it.
Craft a sentence or two that encapsulates the core of your “why.” Do this, and your reader will want to read more!
4. Demonstrate Knowledge In Your Chosen Course
An essential element of starting a personal statement is to express why you’re enthusiastic about taking your chosen course. You need to demonstrate that you’re aware of what you’re getting yourself into in the process. Answer any of these prompt questions for inspiration:
- What do you find interesting about the course?
- How do you believe the course will help you achieve your goals?
- How will you use your chosen course to contribute to society?
- What hurdles do you expect to encounter, and how will you handle them?
Decide which of these questions fits best into the main content of your personal statement . Write your answer in a sentence or two, weave them into your application essay and think about the help you received from your tutors in the past.
5. Ditch The “Since I Was A Child” Line
We’re often asked what not to put in a personal statement and “Since I was a child” is a cliche statement that gets thrown around haphazardly. How many students have said this at least once in their personal statements?
Recalling your childhood passions is a weak “why” for pursuing your course. Why? Because the admissions committee is looking for a relevant and up-to-date reason.
When you were little, you had zero knowledge and little enthusiasm to become successful in your field. You had no idea what skillsets you needed or what other options were available to you.
But if you were to cite a recent event in your life that supports your determination to pursue your course, that screams “educated choice” right there. And that is what the admission committee is looking for after reading hundreds, if not thousands of introductions.
6. Brainstorm Several Versions Of Your Opening Lines
The desire to get it right the first time paralyses you from starting. So permit yourself to write freely. Write as many versions of your opening lines as possible.
Don’t worry about the grammar, spelling, or character count just yet. Type everything that goes off the top of your head. When you’re done, take a look at your list.
Cross out the ones you dislike, and encircle the ones you think have potential. Then start piecing the puzzle pieces together to check out if the intro lines fit with the rest of your personal statement.
If you’ve found three potential opening statements, try reading them aloud together with the rest of your personal statement. Do they flow seamlessly into one another? Make the necessary adjustments. Play around with it until you feel you’ve hit the spot.
7. Make Your Opening Statement Error Free
Your opening statement is your hook line. Spelling or grammatical errors at the start discourage your reader from reading further. If you have errors at the beginning, you’ll most likely have them in your main content!
So make sure your English is simple, flawless, and straightforward. Run your personal statement through a tool like Grammarly to weed out most of the errors.
The Hemingway app is also a helpful tool for checking for passive voice and other writing problems. Take advantage of writing assistant tools, especially if you’re a non-native English writer.
8. Read Examples Of Personal Statements
Read as many personal statement examples as you can. Any that captivated you, keep them in your notes. Figure out why these statements stood out to you compared to the others. What elements can you place in your personal statement?
When reading personal statements that put you off, find out why. What characteristics do they have that elicit a negative reaction from you? List them down, and make sure you avoid them.
After this exercise, you should have a few more ideas about your personal statement introduction.
9. Ask For Feedback
Never underestimate what feedback can give you. Ask your family, friends, and acquaintances about your opening statement. Does your personality shine through? Is it straight to the point? Does it flow smoothly with the main content of your personal statement?
Listen to what they have to say. Jot down important points. You’ll need their feedback to get a second opinion on whether it works for you or not.
10. Give Yourself Time
Your chosen career depends on your college education. And a first crucial step is to convince the admission committee you’re worth accepting into your university. You have to give your personal statement your best shot. Give yourself enough time to brainstorm and think everything over.
You can’t finish a complete, well-written personal statement in a week. Much less overnight!
So make sure you set aside enough time to put your best foot forward. After finishing a complete draft of your personal statement, put it down. Forget about it for a few days. Then come back and reread it.
With a fresh set of eyes, you’ll notice details you may not have seen before! Revise as much as you need.
Do I Need To Write An Introduction For A Personal Statement?
Yes, we recommend writing an introduction for your personal statement as it provides context to the rest of your writing. The introduction is an opportunity to make a good first impression and capture the university admissions officer’s attention.
What is a good opening sentence for a personal statement?
Here are some examples of a good opening sentence for a captivating introduction. Note how it ties into the university degree almost straight away with first-hand experience:
- “Growing up in a small town with limited resources sparked my curiosity and drive to pursue higher education and make a positive impact in my community.”
- “From a young age, I have been fascinated by the intricacies of the human mind and the power of psychology to improve people’s lives.”
- “As a first-generation college student, I am determined to break barriers and pave the way for future generations through a career in law.”
- “My passion for sustainable design was ignited by a volunteer trip to a developing country, where I witnessed the devastating effects of environmental degradation firsthand.”
- “A chance encounter with a blind person and their guide dog inspired me to pursue a career in veterinary medicine, with the goal of improving the lives of animals and their human companions.”
Please do NOT use these in your personal statements, use these to guide you on how you want to start your personal statement.
Can You Open Your Personal Statement With A Quote?
It is a risky move to open your personal statement with a quote and can come across as clichéd or insincere to the university admission officers. However, there are rare occasions when it can work, just make sure the quote relates to your degree and experience you’re writing about.
Get Ready To Write Your Personal Statement
How does one start a captivating personal statement? Take the time to think about what makes an effective introduction.
Read examples of personal statements from other students to glean ideas for how yours might stand out. Once you have read through some good ones, they should be more than just two or three!–look closely at what elements made them so successful.
Then try applying those same principles on how to start a personal statement! Don’t forget to bookmark this post for future reference.
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How to start a personal statement
The process of writing your personal statement can be simple if you know how to start. this is our guide on where to begin..
Looking for Clearing advice?
The Clearing concierge has the answers
Make a plan
Prepare how you’re going to write your personal statement before you begin any of the actual writing. Note down how you want to structure it and what you want to say in each paragraph. By summarising what you’re going to write in a plan, you can assess whether your personal statement will flow and if you have all the things you need to include.
- What to include in a personal statement
Have a structure
Part of planning your personal statement is deciding how to lay it out. Keep in mind that you’re telling admissions tutors the story of you. All stories have a structure – there’s a beginning, a middle and an end. You can use a similar method to convey your motivation for choosing the subject you’re applying for.
There’s more than one way to structure a personal statement, but you should at least have a:
- Clear introduction
- Strong body of five–six paragraphs that link your experience and achievements to why you've chosen the subject
- Conclusion to summarise it all
A structured statement also shows admissions tutors that you can communicate effectively.
Begin with you
Tackling the introduction first? This is your chance to talk about you, your background, and your excitement for the course. It should then flow naturally into the middle paragraphs, where you can expand on why you’re interested in the subject you’ve chosen.
Tina, Lead Admissions Tutor for Adult Nursing at the University of Brighton , shared with us what she looks for in the first few paragraphs of a student's personal statement:
They should start their application with the reason why they are applying and if they have any personal insight into a role such as being cared for when they were younger, attending hospital to visit a relative or any other experience as part of a course, volunteering, or work. Tina, Lead Admissions Tutor for Adult Nursing at University of Brighton
Be to the point from the beginning
Your introduction shouldn’t be long-winded, so two or three sentences are usually enough. You only have 4,000 characters and about 47 lines to play with for the entire statement.
Don’t be afraid to go straight into talking about what excites you most about your subject and the motivation behind choosing to apply. Use language that’s punchy, concise, and relevant too. This will help you to show your ambition and enthusiasm to admissions tutors.
Avoid cliché opening sentences
Clichés are clichés because they’re overused. Put yourself in the shoes of an admissions tutor – they’ll be reading lots of personal statements, so the ones that stand out will be those that aren’t like the others.
Make a note of any clichéd sentences you can think of or have seen online, and check you don’t include them when writing your personal statement. Some examples to avoid include:
- ‘I have always wanted to study...’
- ‘I feel I’ve always had a passion for...’
- ‘From a young age...’
- ‘Since I can remember...’
Don’t feel pressured to write the intro first
The introduction seems like the obvious place to start. But you may find it easier to leave the introduction until the end. Start at whichever point suits you best, provided you have a plan and structure in place.
Fortunately, the intro is only a few sentences, and given that the most important content will come in the body paragraphs, it may make sense to start with these paragraphs.
Just start writing! Don’t feel that you necessarily need to write your personal statement in the order in which it will be read. This is only for the author to know. Dr Ceri Davies, Economics Director of Admissions and Recruitment at University of Birmingham
- Tips for writing your personal statement
Just get words down
The most important part of writing is to get words on paper. If you’re struggling to plan, try writing down the first words that come to your head about why you want to study the subject. If you do have a plan and structure, but don’t know where to begin, try taking the same approach. You can remove or edit any bits that you don’t like later.
Once you start writing you should hopefully enter a state of flow. You’ll piece sentences together and gradually craft an impressive personal statement.
Start by writing down all the reasons why you want to study the subject you are applying for and then, when all your enthusiasm is flowing, you can decide the order you want to put it in. Katherine Pagett, Student Recruitment Manager at University of Birmingham
- How to make your personal statement stand out
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Your Friendly Guide to the Key Accounting 3 Statements Explained
Master the accounting 3 statements learn balance sheets, income statements, and cash flow with our friendly guide., getting the hang of financial statements, what are financial statements.
Financial statements are like the report cards of a business, showing how it’s doing over a certain period. They tell you if a company is making money, paying its bills, and staying in the black ( Yeshiva University ). The big three are:
- Income Statement
- Balance Sheet
- Cash Flow Statement
Each one gives a different piece of the puzzle, but together, they paint a full picture of a company’s financial health ( Investopedia ).
Why Bother with These Statements?
If you’re into accounting or just want to know if a company is worth your time and money, these statements are your best friends. Here’s the lowdown on each:
Income Statement : Think of this as the scorecard for a specific period. It lists all the money coming in (revenue) and going out (expenses). The bottom line? Net income, which tells you if the company is making a profit. Curious for more? Check out our accounting 101 pdf .
Balance Sheet : This one’s like a snapshot of the company’s financial standing at a particular moment. It lists what the company owns (assets), what it owes (liabilities), and what’s left over (equity). Want to see an example? Peek at our accounting balance sheet example .
Cash Flow Statement : This shows where the cash is coming from and where it’s going, covering operations, investments, and financing. It’s all about how well the company handles its cash. Dive deeper with our accounting 3 way match .
When you put these statements together, you get a clear view of how efficiently a company is running, how well it’s managing its assets, and how it’s structuring its capital ( Investopedia ). They’re essential for making smart business decisions and figuring out if a company is on the right track. For more on how these statements fit together, check out our accounting made simple guide.
The Balance Sheet
The balance sheet, also known as the statement of financial position, is a key financial document that shows a company’s assets, liabilities, and shareholders’ equity. It follows the basic formula: assets = liabilities + equity ( Investopedia ).
What’s Inside a Balance Sheet?
A balance sheet has three main parts: assets, liabilities, and shareholders’ equity. Each part gives a peek into the company’s financial health.
Assets : These are things the company owns that can bring future benefits. Assets are split into current assets (like cash, accounts receivable, inventory) and non-current assets (like property, equipment, long-term investments).
Liabilities : These are what the company owes. Liabilities are divided into current liabilities (like accounts payable, short-term loans) and non-current liabilities (like long-term debt, deferred tax liabilities).
Shareholders’ Equity : This is what’s left for the owners after all debts are paid. It includes common stock, retained earnings, and additional paid-in capital.
How Assets, Liabilities, and Equity Work Together
Knowing how assets, liabilities, and equity relate helps you understand a company’s financial standing. The balance sheet must always balance, meaning total assets equal total liabilities plus shareholders’ equity ( Corporate Finance Institute ).
Component | Description | Example |
---|---|---|
What the company owns | Cash, inventory, property | |
What the company owes | Accounts payable, loans | |
Owners’ share after debts | Common stock, retained earnings |
This balance ensures the balance sheet gives a clear picture of the company’s financial status at a specific time, showing its ability to handle short-term and long-term obligations ( Yeshiva University ).
For more details on making and understanding balance sheets, check out our resources on accounting balance sheet example and related topics like accounting 5 principles and accounting 5 types of accounts . These resources can boost your accounting knowledge and offer practical tools for better financial analysis.
The Income Statement
The income statement is your go-to financial report for a snapshot of a company’s revenue, expenses, and net income over a set period. Think of it as the report card for a business’s profitability and financial health. Let’s break down the key parts of an income statement: revenue, expenses, and net income.
Revenue and Expenses
Revenue, also known as sales or turnover, is the total cash a company rakes in from selling goods or services. It’s the starting point of the income statement. Expenses, on the other hand, are the costs a company incurs to generate that revenue. These expenses can be broken down into several categories:
- Cost of Goods Sold (COGS): The direct costs tied to producing the goods a company sells.
- Operating Expenses: These include selling, general, and administrative expenses (SG&A), like salaries, rent, and utilities.
- Depreciation and Amortization: The gradual write-off of the cost of tangible and intangible assets over their useful lives.
- Interest Expenses: Costs from borrowed funds.
- Tax Expenses: The taxes owed to the government.
Here’s a simple table to illustrate:
Category | Amount ($) |
---|---|
Revenue | 100,000 |
Cost of Goods Sold (COGS) | 40,000 |
Gross Profit | 60,000 |
Operating Expenses | 20,000 |
Depreciation & Amortization | 5,000 |
Interest Expenses | 2,000 |
Tax Expenses | 8,000 |
Net Income | 25,000 |
Calculating Net Income
Net income, often called the “bottom line,” is the final figure on the income statement. It’s what you get after subtracting all expenses from total revenue. Net income shows how profitable a company is after covering all its costs.
The formula to calculate net income is:
Using the numbers from the table above:
Understanding the income statement is key to analyzing a company’s profitability and making smart financial decisions. It’s also linked to other financial statements like the balance sheet and the cash flow statement, giving you a full picture of a company’s financial performance. For more on how these statements connect, check out our article on linking income statement to balance sheet .
If you’re keen to boost your accounting knowledge or explore accounting courses part-time , we’ve got plenty of resources for you.
The Cash Flow Statement
The cash flow statement is like a financial x-ray, showing where a company’s money is coming from and where it’s going. It’s split into three parts: operating activities, investing activities, and financing activities.
Operating Activities
This part shows the cash made or spent from the company’s main business. It adjusts net income for non-cash items and changes in working capital, giving a clear view of daily cash flow.
Description | Amount |
---|---|
Net Income | £50,000 |
Depreciation | £5,000 |
Changes in Working Capital | £3,000 |
Cash Flow from Operating Activities | £58,000 |
Here’s how it breaks down:
- Net Income: The profit from the income statement.
- Depreciation/Amortisation: Non-cash costs added back in.
- Changes in Working Capital: Adjustments for changes in current assets and liabilities.
Investing Activities
This section covers cash spent or received from buying or selling long-term assets like equipment or investments.
Description | Amount |
---|---|
Purchase of Equipment | £(10,000) |
Sale of Investments | £7,000 |
Cash Flow from Investing Activities | £(3,000) |
Examples include:
- Purchase of Equipment: Money spent on new machinery or tech.
- Sale of Investments: Money earned from selling stocks or other investments.
Financing Activities
This part deals with cash flows from borrowing or repaying money, and transactions with shareholders.
Description | Amount |
---|---|
Issuance of Shares | £20,000 |
Repayment of Loans | £(15,000) |
Dividends Paid | £(5,000) |
Cash Flow from Financing Activities | £0 |
Key points here are:
- Issuance of Shares: Money from selling new shares.
- Repayment of Loans: Money spent paying off debt.
- Dividends Paid: Money given to shareholders.
The cash flow statement ties in with the balance sheet, giving a full picture of a company’s financial health. For more details, check out our resources like accounting 101 book and accounting handbook and study guide .
Knowing how to read each part of the cash flow statement helps you see if a company can generate cash, invest wisely, and stay financially stable. This is key for judging a company’s performance and making smart financial choices. For more info, take a look at our article on accounting balance sheet example .
How Financial Statements Connect
Grasping how the three main financial statements tie together is a must for anyone dabbling in accounting or finance. Let’s break down how the income statement, balance sheet, and cash flow statement are all buddies in the financial world.
Income Statement Meets Balance Sheet
Your net income from the income statement finds its way to the balance sheet as retained earnings in stockholders’ equity. Retained earnings are basically the company’s piggy bank, showing cumulative profits after accounting for dividends.
Here’s a quick example to make it clear:
Description | Amount |
---|---|
Net Income (Income Statement) | $10,000 |
Prior Period Retained Earnings (Balance Sheet) | $50,000 |
Dividends Issued | $2,000 |
Current Retained Earnings | $58,000 |
So, if you made $10,000 in net income, had $50,000 in retained earnings from before, and paid out $2,000 in dividends, you’d end up with $58,000 in retained earnings on the balance sheet.
Cash Flow Adjustments
The cash flow statement is like the referee, making sure everything balances out. It adjusts net income for non-cash expenses and tracks cash coming in and going out, showing how cash changes over time.
For instance, if you buy new equipment, it bumps up the Property, Plant, and Equipment (PP&E) account on the balance sheet but doesn’t show up on the income statement directly.
Here’s a table to show how different activities link the statements:
Activity | Income Statement | Balance Sheet | Cash Flow Statement |
---|---|---|---|
Net Income | Yes | Retained Earnings | Operating Activities |
Depreciation | Expense | Accumulated Depreciation | Operating Activities (add back) |
Capital Expenditures | No | Increase PP&E | Investing Activities (cash outflow) |
Issuing Dividends | No | Decrease Retained Earnings | Financing Activities (cash outflow) |
Knowing these connections helps you see the big picture of a company’s financial health. For more on financial ratios and evaluating company performance, check out our section on practical applications.
Practical Applications
Getting the hang of the accounting 3 statements is a game-changer for anyone diving into accounting and finance. Let’s break down how to use financial ratios and assess company performance with these key statements.
Using Financial Ratios
Financial ratios are like the Swiss Army knife for analysts. They help you gauge a company’s performance, efficiency, and financial health. These ratios come from the three main financial statements: the balance sheet, income statement, and cash flow statement. Here are some must-know ratios:
Asset Turnover
Asset turnover tells you how well a company uses its assets to make sales. Here’s the formula:
[ \text{Asset Turnover} = \frac{\text{Net Sales}}{\text{Average Total Assets}} ]
Company | Net Sales (£) | Average Total Assets (£) | Asset Turnover |
---|---|---|---|
Company A | 500,000 | 250,000 | 2.0 |
Company B | 1,000,000 | 500,000 | 2.0 |
Gross Margin
Gross margin shows the percentage of revenue left after covering the cost of goods sold (COGS). The formula is:
[ \text{Gross Margin} = \frac{\text{Net Sales} – \text{COGS}}{\text{Net Sales}} \times 100 ]
Company | Net Sales (£) | COGS (£) | Gross Margin (%) |
---|---|---|---|
Company A | 500,000 | 300,000 | 40% |
Company B | 1,000,000 | 700,000 | 30% |
Operating Margin
Operating margin reveals what percentage of revenue remains after paying for production costs like wages and raw materials. Here’s how you calculate it:
[ \text{Operating Margin} = \frac{\text{Operating Income}}{\text{Net Sales}} \times 100 ]
Company | Operating Income (£) | Net Sales (£) | Operating Margin (%) |
---|---|---|---|
Company A | 100,000 | 500,000 | 20% |
Company B | 150,000 | 1,000,000 | 15% |
These ratios give you a peek into different parts of a company’s operations and are crucial for solid financial analysis ( Investopedia ).
Assessing Company Performance
To really get a handle on a company’s performance, you need to look at how the financial statements connect to see its profitability, efficiency, and financial stability. Here’s the lowdown:
Profitability
The income statement is your go-to for checking profitability. It shows how well the company generates revenue and controls expenses. Key figures to watch are gross profit, operating profit, and net income. Ratios like gross margin and operating margin give you a clearer picture of profitability.
Efficiency is all about how well a company uses its assets and manages its liabilities. The balance sheet is your best friend here. Ratios like asset turnover and inventory turnover are super helpful. For example, a high asset turnover ratio means the company is good at using its assets to make sales.
Financial Stability
To check financial stability, look at the balance sheet and cash flow statement. Important metrics include the debt-to-equity ratio, current ratio, and cash flow from operating activities. A low debt-to-equity ratio means a healthy capital structure, and positive cash flow from operations shows good liquidity.
For more detailed guides and examples, check out our accounting notebook and accounting 101 pdf .
By using these practical tips, you can get a solid understanding of a company’s financial health and make smart decisions. For more learning, dive into our accounting courses part time and accounting videos .
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Accountancy & finance personal statement example.
I have always been an ardent reader. From Great Expectations and To Kill a Mockingbird to Stephen King's entire collection.
I find a great comfort in reading and consuming information but it wasn't until I found the book 'A Brief History of Economic Genius' in my local library that I became completely engaged and absorbed by the progression of mathematics and economic theory.
After this, I read the range of books from the library about Mathematical Methods for Economic Theory.
I was excited and so intrigued that I started to read online articles, listen to online lectures about inflation scenarios and real and nominal return. I read many books with the subjects of math, economics, finance and then finally, accounting.
The first book on accounting I allowed myself to indulge in was 'Capital in The Twenty First Century' by French economist Thomas Piketty. It was on Bill Gates' 'must-read' list and I quickly came to love the book and the topics discussed within.
I love how Piketty shows evolution of inequality since the beginning of the industrial revolution and the disrusptaunce from the Great Depression as well as the first and second world wars; this fascinated me and led me to my interest in broadening my knowledge.
At present I am studying A levels in Media and Drama. Although these subjects are not directly valuable for studying Accounting and Finance I believe that I have gained a lot of knowledge through A Levels that will help on this course.
I recently wrote a project for media on the advantages of social media in accounting, I concentrated on a firm based in the US that built outstanding social media presence through LinkedIn.
Writing this for Media has definitely improved my analytical and writing skills. Studying Media has also led me to develop commercial awareness which I believe is key in Accounting and Finance.
Drama has improved my self-confidence and communication skills massively and it has also led me to appreciate different cultures through studying them.
Alongside my A level studies I have also been tutoring GCSE Mathematics; I have done this for two years and I have helped many of my students with Further Mathematics as well.
I know that I am more than capable of meeting the demands and standards set for the mathematical side of this course. I believe that I have a firm foundation for studying Accountancy and Finance at University.
I have worked part time since October 2017. I worked for a year as a waitress and host at a hotel close to where I currently live.
Working on a Sunday lunch is stressful but, as I have now been through the experience many times, I have learned how to deal with immense pressure and how to enjoy the evening by socialising with customers!
This role has allowed me to develop punctuality and independency skills and also to be able to perform extremely well under pressure. I am confident that these skills will be massively beneficial to me in the financial industry.
I regularly jog and attend a yoga class once a week which helps me to maintain a good level of fitness as well as keep me physically and mentally well.
In the past I have competed in athletics and cross country competitions inside and outside of school, this has definitely given me more compassion and enthusiasm for everything I do and I am always striving to achieve the highest results possible.
I also meditate each morning which helps me to relax and to keep my mind sharp and focused throughout the day.
I am extremely thrilled by the vast amount of career opportunities a degree in accountancy and finance has. I am particularly interested in working for a bank as an auditor.
I am a highly motivated, friendly and confident individual who is committed to reaching my full potential.
With excellent organisation skills and a creative mind I am regularly used to exceeding performance expectations. I desire to become a successful accountancy and finance graduate at your university.
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There is no profile associated with this personal statement, as the writer has requested to remain anonymous.
Author's Comments
I'm already giving it in really late and I am super stuck on this and how I could improve it . Help !
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Top tips on how to write your statement opener. We spoke to admissions tutors at unis and colleges - read on for their tips. 1. Don't begin with the overkill opening. Try not to overthink the opening sentence. You need to engage the reader with your relevant thoughts and ideas, but not go overboard. Tutors said: 'The opening is your chance ...
The following personal statement is written by an applicant who got accepted to several top accounting and finance programs. Variations of this PS got accepted at the University of Michigan, Vanderbilt, and Indiana University. Read this personal statement to understand what a top essay in Accounting and Finance should look like.
8. Peer Check. After writing the final copy of your personal statement, get it reviewed by your friend, colleague, teacher, supervisor, and subject expert. Be open to critique. Listen to their reviews and comments, ask them what they thought while reading your statement, and then jot down the suggested improvements.
Accounting and finance degree personal statement example (1a) This is a real personal statement written by a student for their university application. It might help you decide what to include in your own. There are lots more examples in our collection of sample personal statements. My decision to apply for a degree course in Accounting and ...
Accounting personal statements. On this page you'll find a collection of real personal statements written by students applying to study accounting and related courses at university. These personal statements are written by real students - don't expect them all to be perfect!
An accountant personal statement, typically called a professional statement, is a short paragraph at the start of your CV. It's generally the first thing a recruiter reads when reviewing your application. In a few sentences, you emphasise your strengths, key skills and professional accomplishments. It demonstrates why you're the best candidate ...
The section below provides a personal statement template for accounting job seekers: [First name] [Last name], [Degree or certification if applicable] [Phone number] | [Email address] | [Location] [Date] [Organisation name] Dear hiring manager/recipient name, Introductory paragraph. [In the first paragraph, you could explain why you're applying ...
🎓🧞♂️Timestamps00:00 - Introduction00:55 - Contents of the personal statement02:00 - Structure of the personal statement03:54 - Showing passion on paper04:...
Finance and accounting personal statement must-haves. Get the basics right: good communication skills are essential to anyone working in the finance sector, so make sure your statement is well-written. Nobody is asking for a literary masterpiece here, just a well-structured and waffle- and error-free statement.
Browse our range Accounting personal statement examples. Gain inspiration & make sure you're on the right track when writing your own personal statement. Order Prospectus
Statement Starter 1: The Significant Achievement. Beginning your personal statement by outlining the impact or value to you of a specific achievement can be an engaging way to establish your suitability, credentials or engagement. It is also a great way to ensure that you begin by writing about yourself, not someone else.
Personal Statement Opening Sentence Examples. Here's a list of different personal statement opening sentence examples to inspire you to write one on your own. Personal Statement Example 1: Applying to university is an essential step in furthering my education and enriching my career.
However, do try to avoid the most obvious opening sentences. UCAS once published a list of the most common opening lines in personal statements and urged applicants to avoid using 'hackneyed' phrases. The top five were: From a young age…. For as long as I can remember… I am applying for this course because…. I have always been ...
This made me acknowledge the importance of business strategy and investment management. The ability of the Ghanaian government to come up with solutions for their monetary purposes is what inspired me to choose Accounting and Finance. Studying A-Level Accounting has re-enforced the idea of wanting a to pursue a career in Accounting and Finance.
Accounting and Finance Personal Statement Example 1. It was when I earned my first pound at the age of ten washing my mother's car that I became interested in the power of money. Over time it became clear to me that the people who understand the monetary and banking system are capable of understanding the decisions made by governments and the ...
Type everything that goes off the top of your head. When you're done, take a look at your list. Cross out the ones you dislike, and encircle the ones you think have potential. Then start piecing the puzzle pieces together to check out if the intro lines fit with the rest of your personal statement.
Business has expanded my knowledge of operations. Currently, I work with customer services and advise in the retail sector. Moreover, ICT will broaden my acquaintance of Microsoft Excel, as this is the key component for Accounting; Excel was designed to support accounting functions such as preparing financial statements.
Here are some examples of personal and professional statements: 1. Personal statement for a postgraduate programme. Joan David Personal statement for master's programme in Public Policy and Administration London School of Policy 'I held my first textbook when I was a 23-year-old undergraduate.
Make a plan. Prepare how you're going to write your personal statement before you begin any of the actual writing. Note down how you want to structure it and what you want to say in each paragraph. By summarising what you're going to write in a plan, you can assess whether your personal statement will flow and if you have all the things you ...
I look forward to studying accounting at degree level. This will allow my interest in the subject to flourish. I hope to immerse myself fully in the experience and challenges the university will provide. This personal statement was written by ash4932 for application in 2011. ash4932's Comments.
This balance ensures the balance sheet gives a clear picture of the company's financial status at a specific time, showing its ability to handle short-term and long-term obligations (Yeshiva University).For more details on making and understanding balance sheets, check out our resources on accounting balance sheet example and related topics like accounting 5 principles and accounting 5 types ...
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With excellent organisation skills and a creative mind I am regularly used to exceeding performance expectations. I desire to become a successful accountancy and finance graduate at your university. There is no profile associated with this personal statement, as the writer has requested to remain anonymous. Author's Comments.